Raiffeisen Ratings
Raiffeisen’s strong market position in the Swiss retail and corporate business underpinned by excellent capitalization and a robust risk profile results in excellent financial ratings. Its strong commitment to economic, ecological and social sustainability is reflected in the very good ESG ratings.
Financial Ratings
| Credit Ratings | S&P | Fitch |
|---|---|---|
| Senior unsecured | AA- | AA- |
| Bail-in | A | A+ |
| Additional Tier 1 | BBB | BBB |
| Long-Term | AA- | A+ |
| Short-Term | A-1+ | F1 |
| Outlook | Stable | Stable |
- Fitch once again attested all ratings of Raiffeisen with stable outlook in June 2025. Fitch emphasizes Raiffeisen’s strong position in the Swiss retail and corporate client business and recognizes its strong capitalisation and robust risk profile.
- Standard & Poor’s (S&P) published its most recent Rating Opinion on Raiffeisen in December 2024, confirming the very good ratings with stable outlook. S&P highlights the excellent capitalization and strong market position of Switzerland’s leading retail bank.
S&P Rating - Documents
Fitch Rating - Documents
ESG Ratings
| ESG ratings | Raiffeisen Rating | |
|---|---|---|
| ISS ESG | Prime C | ISS ESG assesses companies with regard to environmental, social and governance aspects. It awards ‘Prime Status’ to companies whose ESG performance fulfils ambitious performance targets that are above the sector-specific Prime threshold. |
| MSCI | AA | MSCI ESG Ratings uses a rules-based methodology to measure a company's resilience to long-term, industry-relevant environmental, social and governance (ESG) risks in a rating scale of AAA to CCC. |
| RepRisk | AA | RepRisk is a global research and business intelligence provider, specializing in environmental, social, and governance (ESG) risks. The focus is on dynamic analytics and metrics to help reduce blind spots and shed light on ESG issues that may, in turn, translate into reputational, compliance, or financial risks. The rating scale ranges from AAA to D. |
| Inrate | B+ | Inrate AG is an independent Swiss rating agency specialising in sustainability data and ESG ratings. Inrate's ESG rating assesses the impact of companies on the environment and society and examines how companies are managed. The B+ rating stands for a positive impact on the environment and society. |
| WWF | Follower | WWF retail bank rating (available in German only) assesses the environmental sustainability impact of savings, investments, pensions, loans and financing as well as corporate governance of the 15 largest Swiss Retail Banks. Raiffeisen achieved the second-best score in this 2024 WWF Retail Banking Rating. |
- MSCI raised Raiffeisen’s ESG-Rating to AA in January 2025, which is the second-best rating that can be achieved in this ranking, making Raiffeisen one of the best-rated companies in its sector.
- Inrate raised Raiffeisen’s ESG Impact Rating to B+ in September 2024