Raiffeisen Ratings

Raiffeisen’s strong market position in the Swiss retail and corporate business underpinned by excellent capitalization and a robust risk profile results in excellent financial ratings. Its strong commitment to economic, ecological and social sustainability is reflected in the very good ESG ratings.

    Financial Ratings

    Credit Ratings

    S&P

    Fitch

    Long-Term

    AA-

    AA-

    Short-Term

    A-1+

    F1+

    Senior Unsecured

    AA-

    AA-

    Bail-in

    A

    A

    Additional Tier 1

    BBB

    BBB

    Outlook

    Stable

    Stable

    • Fitch revised its rating methodology in May 2026, allowing for a more differentiated assessment of banks’ capital adequacy in relation to possible stress and crisis scenarios. This lead to an upgraded Long-Term Issuer Default Rating for Raiffeisen from "A+" to "AA-" and an improved Short-term Issuer Default Rating from "F1" to "F1+". In addition, the adjusted rating methodology includes a change in the weighting of the capital buffers of bail-in instruments, resulting in Raiffeisen’s bail-in bonds being rated at "A"  (previously "A+"). The other ratings remain unchanged and the outlook has been maintained  "stable".
    • Fitch published its most recent Rating Opinion on Raiffeisen in March 2026, re-confirming the very good ratings with stable outlook. Fitch emphases the strong position of Raiffeisen in the Swiss retail and corporate client business and recognizes the excellent capitalisation and robust risk profile.
    • Standard & Poor’s (S&P) attested all Raiffeisen ratings with stable outlook in January 2026. S&P highlights the remarkable capitalisation and the solid market position. 

    S&P Rating - Documents

    Fitch Rating - Documents

    ESG Ratings

    ESG ratingsRaiffeisen Rating 
    ISS ESGPrime CISS ESG assesses companies with regard to environmental, social and governance aspects. It awards ‘Prime Status’ to companies whose ESG performance fulfils ambitious performance targets that are above the sector-specific Prime threshold.
    MSCIAAMSCI ESG Ratings uses a rules-based methodology to measure a company's resilience to long-term, industry-relevant environmental, social and governance (ESG) risks in a rating scale of AAA to CCC.
    RepRiskAARepRisk is a global research and business intelligence provider, specializing in environmental, social, and governance (ESG) risks. The focus is on dynamic analytics and metrics to help reduce blind spots and shed light on ESG issues that may, in turn, translate into reputational, compliance, or financial risks. The rating scale ranges from AAA to D.
    InrateB+Inrate AG is an independent Swiss rating agency specialising in sustainability data and ESG ratings. Inrate's ESG rating assesses the impact of companies on the environment and society and examines how companies are managed. The B+ rating stands for a positive impact on the environment and society.
    WWFFollower

    WWF retail bank rating (available in German only) assesses the environmental sustainability impact of savings, investments, pensions, loans and financing as well as corporate governance of

    the 15 largest Swiss Retail Banks. Raiffeisen achieved the second-best score in this 2024 WWF Retail Banking Rating.

    • MSCI raised Raiffeisen’s ESG-Rating to AA in January 2025, which is the second-best rating that can be achieved in this ranking, making Raiffeisen one of the best-rated companies in its sector.
    • Inrate raised Raiffeisen’s ESG Impact Rating to B+ in September 2024