Raiffeisen Group

Raiffeisen is the second-largest banking group in the Swiss banking market with a 125-year history. The group is based on a cooperative structure, holds a market leading retail banking position and is one of Switzerland’s largest mortgage lenders.

Raiffeisen ­­– the unique banking group

  • Based on a cooperative structure, Raiffeisen Group consists of 212 legally independent Raiffeisen banks owned by more than 2 million cooperative members.
  • The Group serves 3.75 million Swiss customers and more than 227’000 Swiss companies.
  • Raiffeisen’s purely domestic business holds a market share of more than 18% in mortgage lending and 15% in customer deposits.
  • The Group’s balance sheet amounts to more than CHF 312 billion, earnings retention above 90% annually supports a secure and stable bank with excellent capital ratios (CET1 ratio: 20.9% / TLAC ratio: 27.6%) – also reflected in excellent financial ratings (AA-/AA- Senior Unsecured Rating S&P/Fitch, outlook stable) 
  • Sustainability is a corporate value and central to its strategy, emphasizing economic, social and environmental responsibility.
  • Designated a Domestic Systemically Important Bank (D-SIB) in 2014, the group is regulated by the Swiss regulator FINMA.
  • Raiffeisen has no holdings or affiliations with other entities named Raiffeisen outside of Switzerland, except for Raiffeisen Switzerland B.V. in Amsterdam (NL), a wholly owned subsidiary of Raiffeisen Switzerland Cooperative (Raiffeisen Schweiz), which issues structured products for Raiffeisen Group.